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107th Congress : Privacy: Comparison of Major 107th Congress Consumer Privacy Bills
  S 2201 As Passed by Committe (Hollings)HR 4678 As Introduced (Stearns)
ScopeOnlineyesYes
ScopeOfflineCongress must pass a separate act dealing with collection and distribution of personal information offline within 19 months of this billŐs enactment or FTC final rulemaking.Yes (the same standards apply to online and offline information)
Notice Service provider must indicate: -types of data being collected -methods of collection -disclosure practicesService Providers are required to provide the user with notice of privacy policy and use of PII both at the time of data collection and upon policy change.
ConsentSensitive InformationSensitive information, defined as information related to finance, health, religion, etc., requires that users opt-in to data sharing.Service Providers must give users an opportunity to opt-out when information is collected. Opt-out must be both easy to access and use.
ConsentNon-Sensitive InformationSharing of non-sensitive information requires service providers give robust notice and provide an opportunity to opt-outNo distinction is made between types of information. [However, 17 federal laws (including laws governing financial and medical institutions) are exempt.]
Access Service Providers must allow access to personal information, and opportunity to correct information. Access fee not to exceed $3.No
Security reasonable security procedures defined in rulemakingSecurity policy must take appropriate action after security breech.
Safe Harbor FTC must approve safe harbors. Detailed requirements. Separate safe harbor for small businesses provided that they not process PII. FTC must approve self-regulatory orgs. Detailed requirements
EnforcementFTCFTC is given rulemaking and enforcement power. The FTC is also given the power to intervene in State actions.FTC is granted sole power to enforce the regulations set forth, but is not given rulemaking power.
EnforcementAttorneys GeneralAttorneys General of states may bring civil action on behalf of the residents of the state. They are required to give notice to the FTC upon filling of an action.No Role
EnforcementPrivate Right of ActionMaintains private right of action if any service provider fails to abide by the terms of the law. Limits action to $500. Gives an affirmative defense to companiesNo private civil action.
Preemption Preempts any State statute, regulation, or rule specifically regulating Internet privacyPreempts any statutory law, common law, rule or regulation of a State... [Intent is not to preempt state financial or medical laws.]

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